Methods of payment

Online bank payments

You can pay for your order using any of the online payment buttons of Finnish banks. When you are using the online bank codes provided by your own bank and you want to pay for your purchase, you will be redirected for a while to your own online bank where you can pay for your order directly from your bank account. The recipient for the payment is Svea Payments Oy (or our auxiliary business name Maksuturva Group Oy), that is the payment service provider in our web store.

Card Payments and MobilePay by Visa, Visa Electron, Mastercard or Business Eurocard

Paying with a credit or debit card is always easy and safe in our web store. Card payments and MobilePay payments in our webstore are provided by Svea Payments Oy in cooperation with Payment Highway and Worldline. During the transaction, all card information will be handled through a secure connection. Card numbers are not recorded in Svea Payments Oy’s or the webstore’s systems; the card data is processed by the technical service provider Payment Highway.

Invoice (consumer customers)

Svea offers you an easy and safe way to make purchases by invoice. You can choose Invoice as payment method when the value of your purchase exceeds 30 euros. You will receive an invoice by email. When you choose to pay with invoice, you will always get at least 14 days payment time. The invoice will be sent approximately 10 days after receiving the order. The buyer must be at least 21 years old. Interest for delayed payments is a legitimate interest for late payment i.e. 7 % + reference rate applied by the European Central Bank. Svea charges 5 EUR for payment reminders.

You can check your open invoices from My Pages

The use of Svea’s invoice requires an approved credit decision. When applying for a credit, the applicant gives permission to request information from other lenders on the customer credit information system of Suomen Asiakastieto Oy. We will also check the applicant's credit information. A customer, whose credit application has been rejected, has the right to apply for a new credit decision by providing additional information through contacting Svea’s customer service.

You can also pay your invoice in smaller monthly instalments. Account credit is a one-time credit that allows you to split the invoice into smaller monthly payments in a way that is suitable for you. If you want to pay the invoice in instalments, you need to familiarize yourself with the credit account terms and conditions that have been sent to you with the invoice and approve them with your signature. After approving the terms with your signature, you can pay the minimum amount on the invoice. You can pay the remaining credit amount at any time without any additional charges for unused credit time.

You can read the terms and conditions of account credit here:
General Terms and Conditions
Standard European Consumer Credit Information

Part payment (consumer customers)

Part payment is a one-time credit, which allows you to pay for your purchase with the payment period of your choice and fixed monthly instalment. You can choose the most suitable payment plan from the options offered at the webshop.You can choose part as payment method when the value of your purchase exceeds 50 euros. The invoice will be sent approximately 10 days after receiving the order. The buyer must be at least 21 years old.

You can check your open Part Payments from My Pages.

You can read the terms and conditions of Part Payment here:
General Terms and Conditions
Standard European Consumer Credit Information

The use of Svea's part payment requires an approved credit decision. When applying for credit, the applicant gives permission to request information from other lenders on the customer survey information system of Suomen Asiakastieto Oy. We will also check the applicant's credit information. A customer, whose credit application has been rejected, has the right to apply for a new credit decision by providing additional information through contacting Svea’s customer service.